--- title: Your Business Made Simple! | Surcharging description: Surcharging | Running a business can be hard work! We’re here to help you simplify your payment acceptance, payroll & HR solutions, Commercial Insurance options, and growth strategies --- # Your Business Made Simple! Select Category Becoming Successful Ben Admin Benefits Best Practices Business Financing Business Growth Business Owners Business Solutions Business Tools CalSavers Cash Flow Chargebacks Clover Commercial Insurance Company Growth Contactless Payments Credit Card Credit Card Processing Culture Cyber Insurance Digital Marketing Dual Pricing Email Marketing Employee Management ERC Financial Tips Fraud Gift cards gift-loyalty Google Growth Insurance Loyalty mobile payments Online Payroll Phishing Point of Sale Press Release Private Recession Reduce Risk of Business Fraud Reputation Management restaurant Simpay Growth Simpay Insurance Simpay Onboard Simpay Select Small Business Social Media Supplemental Healthcare Surcharging Telehealth Voice Search Posts about: ## Surcharging [Credit Card Processing,](http://simpay-8982051.hs-sites.com/your-business-made-simple/tag/credit-card-processing) [Simpay Select,](http://simpay-8982051.hs-sites.com/your-business-made-simple/tag/simpay-select) [Surcharging,](http://simpay-8982051.hs-sites.com/your-business-made-simple/tag/surcharging) [Dual Pricing](http://simpay-8982051.hs-sites.com/your-business-made-simple/tag/dual-pricing) ### [Is Dual Pricing Legal For My Automotive Repair Shop?](http://simpay-8982051.hs-sites.com/your-business-made-simple/is-dual-pricing-legal-understanding-cash-discount-programs-0) May 8, 2025 2:32:30 PM Are credit card processing fees cutting into your profits at your automotive repair center? If so, you might consider implementing a dual pricing model. With this approach, you’ll offer a second, lower price to customers who pay with cash, allowing you to avoid those pesky credit card processing fees. But is dual pricing legal? Dual pricing is totally legal, but there are a few compliance hurdles you might need to jump over. Here's what you should know before rolling out a cash discount program. ![SIMPAY](https://simpay-8982051.hs-sites.com/hs-fs/hubfs/simpay-favicon.jpg?width=45&name=simpay-favicon.jpg) [SIMPAY](http://simpay-8982051.hs-sites.com/your-business-made-simple/author/simpay) [Read More](http://simpay-8982051.hs-sites.com/your-business-made-simple/is-dual-pricing-legal-understanding-cash-discount-programs-0) [Credit Card Processing,](http://simpay-8982051.hs-sites.com/your-business-made-simple/tag/credit-card-processing) [Business Owners,](http://simpay-8982051.hs-sites.com/your-business-made-simple/tag/business-owners) [Surcharging,](http://simpay-8982051.hs-sites.com/your-business-made-simple/tag/surcharging) [Dual Pricing](http://simpay-8982051.hs-sites.com/your-business-made-simple/tag/dual-pricing) ### [New York State Passes New Law Impacting Surcharging](http://simpay-8982051.hs-sites.com/your-business-made-simple/what-is-dual-pricing-and-how-can-it-help-my-overhead-costs-0) Feb 13, 2024 4:08:00 PM The state of New York recently updated their policy on credit/debit card vs cash pricing. The purpose of the newly enacted law is specifically designed to provide transparency in pricing for consumers. ![SIMPAY](https://simpay-8982051.hs-sites.com/hs-fs/hubfs/simpay-favicon.jpg?width=45&name=simpay-favicon.jpg) [SIMPAY](http://simpay-8982051.hs-sites.com/your-business-made-simple/author/simpay) [Read More](http://simpay-8982051.hs-sites.com/your-business-made-simple/what-is-dual-pricing-and-how-can-it-help-my-overhead-costs-0) [Credit Card Processing,](http://simpay-8982051.hs-sites.com/your-business-made-simple/tag/credit-card-processing) [Simpay Select,](http://simpay-8982051.hs-sites.com/your-business-made-simple/tag/simpay-select) [Surcharging,](http://simpay-8982051.hs-sites.com/your-business-made-simple/tag/surcharging) [Dual Pricing](http://simpay-8982051.hs-sites.com/your-business-made-simple/tag/dual-pricing) ### [Does My State Allow Dual Pricing or Surcharging?](http://simpay-8982051.hs-sites.com/your-business-made-simple/does-my-state-allow-dual-pricing-vs.-surcharging) Feb 6, 2024 7:15:00 AM Dual pricing and surcharging both offer a way for merchants to offset the cost of credit card processing fees. But which method is right for your business?  ![SIMPAY](https://simpay-8982051.hs-sites.com/hs-fs/hubfs/simpay-favicon.jpg?width=45&name=simpay-favicon.jpg) [SIMPAY](http://simpay-8982051.hs-sites.com/your-business-made-simple/author/simpay) [Read More](http://simpay-8982051.hs-sites.com/your-business-made-simple/does-my-state-allow-dual-pricing-vs.-surcharging) [Credit Card Processing,](http://simpay-8982051.hs-sites.com/your-business-made-simple/tag/credit-card-processing) [Simpay Select,](http://simpay-8982051.hs-sites.com/your-business-made-simple/tag/simpay-select) [Surcharging,](http://simpay-8982051.hs-sites.com/your-business-made-simple/tag/surcharging) [Dual Pricing](http://simpay-8982051.hs-sites.com/your-business-made-simple/tag/dual-pricing) ### [The Differences and Benefits of Surcharging vs. Dual Pricing](http://simpay-8982051.hs-sites.com/your-business-made-simple/the-differences-and-benefits-of-surcharging-vs.-dual-pricing) Jan 30, 2024 1:21:00 PM Credit card processing fees can really add up. One small business owner tells CNBC that [they spent $25,000 in 2023 alone](https://www.cnbc.com/2023/02/09/small-businesses-credit-card-swipe-fees.html). If you’re a retailer, you might be considering ways to cut costs through a surcharge or a dual pricing model. But what’s the difference between surcharging and dual pricing? ![SIMPAY](https://simpay-8982051.hs-sites.com/hs-fs/hubfs/simpay-favicon.jpg?width=45&name=simpay-favicon.jpg) [SIMPAY](http://simpay-8982051.hs-sites.com/your-business-made-simple/author/simpay) [Read More](http://simpay-8982051.hs-sites.com/your-business-made-simple/the-differences-and-benefits-of-surcharging-vs.-dual-pricing) [Business Solutions,](http://simpay-8982051.hs-sites.com/your-business-made-simple/tag/business-solutions) [Credit Card Processing,](http://simpay-8982051.hs-sites.com/your-business-made-simple/tag/credit-card-processing) [Surcharging,](http://simpay-8982051.hs-sites.com/your-business-made-simple/tag/surcharging) [Dual Pricing](http://simpay-8982051.hs-sites.com/your-business-made-simple/tag/dual-pricing) ### [What Is Surcharging, and How Can It Help My Business?](http://simpay-8982051.hs-sites.com/your-business-made-simple/what-is-surcharging-and-how-can-it-help-my-business) Jan 23, 2024 1:11:00 PM As a small business owner, you know the importance of slashing overhead costs. That includes credit card processing fees, which collectively cost U.S. businesses [$160 billion in 2023 alone](https://www.globenewswire.com/en/news-release/2023/03/21/2631573/0/en/US-Merchant-Processing-Fees-Top-160-Billion.html). Surcharging offers a way to offset these costs, which can cut down on at least some of your overhead costs.  ![SIMPAY](https://simpay-8982051.hs-sites.com/hs-fs/hubfs/simpay-favicon.jpg?width=45&name=simpay-favicon.jpg) [SIMPAY](http://simpay-8982051.hs-sites.com/your-business-made-simple/author/simpay) [Read More](http://simpay-8982051.hs-sites.com/your-business-made-simple/what-is-surcharging-and-how-can-it-help-my-business) [Credit Card Processing,](http://simpay-8982051.hs-sites.com/your-business-made-simple/tag/credit-card-processing) [Business Owners,](http://simpay-8982051.hs-sites.com/your-business-made-simple/tag/business-owners) [Surcharging,](http://simpay-8982051.hs-sites.com/your-business-made-simple/tag/surcharging) [Dual Pricing](http://simpay-8982051.hs-sites.com/your-business-made-simple/tag/dual-pricing) ### [What Is Dual Pricing, and How Can It Help My Overhead Costs?](http://simpay-8982051.hs-sites.com/your-business-made-simple/what-is-dual-pricing-and-how-can-it-help-my-overhead-costs) Jan 16, 2024 1:02:00 PM How much are you currently paying in credit card processing fees? According to the National Retail Federation, credit card swipe fees have risen by a staggering [20% between 2022 and 2023](https://nrf.com/blog/6-reasons-small-businesses-are-fed-swipe-fees). Can a dual pricing model help your business offset these costs? Here’s everything you need to know about using dual pricing to offer a cash discount program for your customers. ![SIMPAY](https://simpay-8982051.hs-sites.com/hs-fs/hubfs/simpay-favicon.jpg?width=45&name=simpay-favicon.jpg) [SIMPAY](http://simpay-8982051.hs-sites.com/your-business-made-simple/author/simpay) [Read More](http://simpay-8982051.hs-sites.com/your-business-made-simple/what-is-dual-pricing-and-how-can-it-help-my-overhead-costs) [Credit Card Processing,](http://simpay-8982051.hs-sites.com/your-business-made-simple/tag/credit-card-processing) [Simpay Select,](http://simpay-8982051.hs-sites.com/your-business-made-simple/tag/simpay-select) [Surcharging,](http://simpay-8982051.hs-sites.com/your-business-made-simple/tag/surcharging) [Dual Pricing](http://simpay-8982051.hs-sites.com/your-business-made-simple/tag/dual-pricing) ### [Is Dual Pricing Legal? Understanding Dual Pricing Programs](http://simpay-8982051.hs-sites.com/your-business-made-simple/is-dual-pricing-legal-understanding-cash-discount-programs) Jan 8, 2024 12:40:14 PM Are credit card processing fees eating into your bottom line? If so, you might consider a dual pricing model. In this strategy, you’ll charge a second, lower price to customers paying cash, helping you sidestep those annoying credit card processing fees. But is dual pricing legal? ![SIMPAY](https://simpay-8982051.hs-sites.com/hs-fs/hubfs/simpay-favicon.jpg?width=45&name=simpay-favicon.jpg) [SIMPAY](http://simpay-8982051.hs-sites.com/your-business-made-simple/author/simpay) [Read More](http://simpay-8982051.hs-sites.com/your-business-made-simple/is-dual-pricing-legal-understanding-cash-discount-programs)